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Annual Percentage Rate

APR or annual percentage rate is used to compare the cost of a loan on a level playing field.

Companies are required to disclose the APR when they advertise a rate. Typically the APR is found next to the rate.

Generally APR rates help you make a better informed decisions when taking out a loan because it includes fees which determine the overall cost of your loan. This can include loan fees, discount and origination points and the actual APR.

While some lenders include this in there quoted points other lenders may only quote discount points, when infact there is an additional origination point.

This difference is important as you don't want any unwelcome surprises.

To apply online, please fill out the form below.

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