Cheap Personal Loans

We compare loan providers to help you keep your finances healthy

Compare Cheap Personal Loans Online for Good or Bad Credit

Payday & Short Term Loans

Customers can usually borrow between £50 and £1000 for up to 30 days, & approved applicants will see money paid into their bank accounts within an hour, any time of day.

Unsecured Personal Loans

Help fund the purchase of a new car, paying for an extension, conservatory or new kitchen or bathroom suite or simply to pay for a luxury holiday, or wedding.

Secured Personal Loans

By securing their loan against an asset they already own, the customer presents far less of a risk to the lender, who in turn provides the loan at a lower interest rate.

Poor & Bad Credit Loans

Poor and bad credit loans allow customers with far from perfect credit ratings to prove that they can repay a loan on time, improving their credit score at the same time.

Quick & Easy Comparison of the leading Brands, including:

  • Alliance and Leicester
  • Sainsbury's Finance
  • Lloyds TSB
  • Norton Finance
  • Nemo Personal Finance
  • Alliance and Leicester
  • Sainsbury's Finance
  • Lloyds TSB
  • Norton Finance
  • Nemo Personal Finance

 

If you are looking for a middle term loan, there is always the option of applying for 12 month loans.

 

Personal Loans

Personal loans can take the form of scured or unsecured personal loans. These loans can be for any purpose including home improvement, payday, debt consolidation, holiday or whatever suits. Short term personal loans tend to be loans of up to £750, whereas secured and unsecured personal loans can be anything up to £100,000.

Before applying for a loan, it is vital to make sure that you can afford the monthly repayments. If you cannot and you have a secured loan, this could result in you losing your home. It is for this reason that companies will take steps to make sure that you can afford your loan. Please use this site to learn about the different types of personal loans and to get the information you need to find the cheapest personal loans available online.

A secured loan is a pretty straight forward credit option that requires a borrower to put up an asset as security for any loan that is given to them - thus reducing the lender's risk of losing money.

The amount that can be borrowed and the annual percentage rate varies from lender to lender however, so it is wise to research and source out the best provider for your circumstances before making any other decision. The amount that you can borrow will depend on several factors including; the value of your property, your personal circumstances and your ability to pay off the loan in the first place.

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